Finova Anti-Slavery and Human Trafficking Statement

This statement sets out the steps Finova has taken to prevent modern slavery and human trafficking occurring within any part of its business or supply chains. This statement is published in accordance with section 54(1) of the Modern Slavery Act 2015 and relates to the financial year ended 31 December 2025.

About Finova

Finova is one of the UK’s leading providers of cloud-based mortgage, savings and lending software. The provider supports over 60 banks, building societies, specialist lenders and equity release providers across the UK, along with a network of more than 2,400 brokers. Finova’s end-to-end digital solutions span mortgage origination, servicing, savings, and CRM software, offering agile, cloud-native solutions to lenders and brokerages of all sizes.

Our commitment

Finova is committed to the principles of the Modern Slavery Act 2015 and to the prevention of modern slavery and human trafficking in all its forms.

We are committed to acting ethically, transparently and with integrity in all business relationships and to implementing appropriate systems and controls to mitigate the risk of modern slavery within our operations and supply chains

People and recruitment practices

Finova’s recruitment and people management processes are designed to ensure that:

• All colleagues have the legal right to work in the country in which they are employed
• Employment is voluntary, and colleagues are treated fairly, respectfully and without coercion

We operate policies and procedures that support safe working practices and provide mechanisms for colleagues to raise concerns without fear of retaliation

Supply chain and third‑party management

Due to the nature of Finova’s business as a technology and software provider, we assess the overall risk of modern slavery within our business and supply chains to be low.

Finova operates a third‑party risk management framework which includes proportionate due diligence on suppliers, with particular focus on material and outsourced service providers. This includes:

• Risk‑based supplier assessments
• Ongoing supplier reviews
• Contractual expectations relating to ethical conduct

All approved suppliers are expected to comply with Finova’s Supplier Code of Conduct, which requires adherence to applicable laws, including the Modern Slavery Act 2015, and a zero‑tolerance approach to forced or compulsory labour, including child labour.

Finova does not knowingly enter into business relationships with organisations that support or are involved in modern slavery or human trafficking.

Training and awareness

Finova provides modern slavery awareness training to colleagues and promotes awareness of the indicators of modern slavery and human trafficking.

We maintain a whistleblowing framework that enables colleagues and contractors to report concerns confidentially, including anonymously where appropriate.

Effectiveness and ongoing review

At the date of this statement, Finova has no evidence or reasonable grounds to suspect that modern slavery or human trafficking is taking place within its business or supply chains.

We remain committed to reviewing and improving our controls and processes as part of our wider governance, risk and compliance framework.

Approval

This Anti‑Slavery and Human Trafficking Statement has been approved by the Executive Committee and will be reviewed annually.

Approved: April 2026

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